U.S. Bank Shopper Cash Rewards® Visa Signature® Card vs Wells Fargo Choice Privileges® Select Mastercard®: fees, rewards and APR compared - DebitCue Skip to content
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U.S. Bank Shopper Cash Rewards® Visa Signature® Card vs Wells Fargo Choice Privileges® Select Mastercard®

Compare U.S. Bank Shopper Cash Rewards® Visa Signature® Card and Wells Fargo Choice Privileges® Select Mastercard® side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

U.S. Bank Shopper Cash Rewards® Visa Signature® Card versus Wells Fargo Choice Privileges® Select Mastercard® compared by attribute
Feature U.S. Bank Shopper Cash Rewards® Visa Signature® Card Wells Fargo Choice Privileges® Select Mastercard®
Card fee $95 USD/yr $95 USD/yr
Purchase APR (from) 18.74% 19.74%
Interest-free period - -
Foreign transaction fee 3% 0%
Rewards 6% cash back on first $1,500 in combined eligible purchases per quarter at two chosen retailers; 5.5% on prepaid hotel and car reservations via Rewards Travel Center; 3% on first $1,500 per quarter in one chosen everyday category; 1.5% on all other purchases. 10X Choice Privileges points at participating Choice Hotels; 5X at gas stations, grocery stores, home improvement stores, and phone plans; 1X on all other purchases. Plus 30,000 anniversary bonus points annually.
Installments U.S. Bank ExtendPay® Plans available with $0 fee offer for new cardmembers in first 60 days -
No card fee - -
No foreign transaction fee -
Welcome bonus
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the U.S. Bank Shopper Cash Rewards® Visa Signature® Card if its checked rows above line up with how you spend most.
  • Choose the Wells Fargo Choice Privileges® Select Mastercard® if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review U.S. Bank Shopper Cash Rewards® Visa Signature® Card Full review Wells Fargo Choice Privileges® Select Mastercard®

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