U.S. Bank Split™ World Mastercard® vs Wells Fargo One Key+™ Card: fees, rewards and APR compared - DebitCue Skip to content
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U.S. Bank Split™ World Mastercard® vs Wells Fargo One Key+™ Card

Compare U.S. Bank Split™ World Mastercard® and Wells Fargo One Key+™ Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

U.S. Bank Split™ World Mastercard® versus Wells Fargo One Key+™ Card compared by attribute
Feature U.S. Bank Split™ World Mastercard® Wells Fargo One Key+™ Card
Card fee No fee $99 USD/yr
Purchase APR (from) - 18.49%
Interest-free period - -
Foreign transaction fee 3% 0%
Rewards No rewards program. All purchases are automatically split into installment plans — no interest charges on any plan. 3% OneKeyCash on Expedia, Hotels.com, and Vrbo; 3% at gas stations, grocery stores, and dining; 2% on all other purchases. Plus $100 annual anniversary OneKeyCash credit.
Installments All purchases automatically split into 3 equal monthly payments with no interest and no plan fee. Purchases of $100+ can be extended to 6 or 12 months for a fixed monthly plan fee of 1.5% of the original plan amount. Small purchases under $100 combined into a 3-month plan that cannot be extended. -
No card fee -
No foreign transaction fee -
Welcome bonus
Airport lounge access - -
Travel insurance
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the U.S. Bank Split™ World Mastercard® if its checked rows above line up with how you spend most.
  • Choose the Wells Fargo One Key+™ Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review U.S. Bank Split™ World Mastercard® Full review Wells Fargo One Key+™ Card

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