Virgin Atlantic Reward Credit Card vs Zopa Balance Transfer Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Virgin Atlantic Reward Credit Card vs Zopa Balance Transfer Card

Compare Virgin Atlantic Reward Credit Card and Zopa Balance Transfer Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Virgin Atlantic Reward Credit Card versus Zopa Balance Transfer Card compared by attribute
Feature Virgin Atlantic Reward Credit Card Zopa Balance Transfer Card
Card fee No fee No fee
Purchase APR (from) 26.9% -
Interest-free period - -
Foreign transaction fee 2.99% 0%
Rewards 0.75 Virgin Points per £1 on everyday purchases; 1.5 points per £1 with Virgin Atlantic and Virgin Holidays. Annual companion/upgrade voucher triggered at £20,000 spend (valid 2 years). Points redeemable via Virgin Atlantic Flying Club or Virgin Red. -
Installments - -
No card fee
No foreign transaction fee -
Welcome bonus
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Virgin Atlantic Reward Credit Card if its checked rows above line up with how you spend most.
  • Choose the Zopa Balance Transfer Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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