Virgin Money All Round Credit Card (20 Month) vs Virgin Money Balance Transfer Credit Card (36 Month): fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Virgin Money All Round Credit Card (20 Month) vs Virgin Money Balance Transfer Credit Card (36 Month)

Compare Virgin Money All Round Credit Card (20 Month) and Virgin Money Balance Transfer Credit Card (36 Month) side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Virgin Money All Round Credit Card (20 Month) versus Virgin Money Balance Transfer Credit Card (36 Month) compared by attribute
Feature Virgin Money All Round Credit Card (20 Month) Virgin Money Balance Transfer Credit Card (36 Month)
Card fee No fee No fee
Purchase APR (from) 24.9% 24.9%
Interest-free period 50 days -
Foreign transaction fee 2.99% 2.99%
Rewards Retailer cashback available through Virgin Money Cashback feature in the credit card app. Access to exclusive offers via Virgin Red app. -
Installments - -
No card fee
No foreign transaction fee - -
Welcome bonus - -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Virgin Money All Round Credit Card (20 Month) if its checked rows above line up with how you spend most.
  • Choose the Virgin Money Balance Transfer Credit Card (36 Month) if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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