Wells Fargo Choice Privileges® Mastercard® vs Wells Fargo Debit Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Wells Fargo Choice Privileges® Mastercard® vs Wells Fargo Debit Card

Compare Wells Fargo Choice Privileges® Mastercard® and Wells Fargo Debit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Wells Fargo Choice Privileges® Mastercard® versus Wells Fargo Debit Card compared by attribute
Feature Wells Fargo Choice Privileges® Mastercard® Wells Fargo Debit Card
Card fee No fee No fee
Purchase APR (from) 19.74% -
Interest-free period - -
Foreign transaction fee 0% 3%
Rewards 5X Choice Privileges points at participating Choice Hotels properties; 3X at gas stations, grocery stores, home improvement stores, and phone plans; 1X on all other purchases. My Wells Fargo Deals provides occasional cash back offers at select merchants when activated in the app.
Installments - -
No card fee
No foreign transaction fee -
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Wells Fargo Choice Privileges® Mastercard® if its checked rows above line up with how you spend most.
  • Choose the Wells Fargo Debit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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