American Express UK The Basic Card
No rewards
American Express UK The Basic Card
American Express UK - American Express - Credit card
3.9
3.9 out of 5
7.8/10
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Head-to-head
American Express UK The Basic Card vs Marriott Bonvoy American Express Card
Compare American Express UK The Basic Card and Marriott Bonvoy American Express Card side by side: fees, rewards, APR, and perks.
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Marriott Bonvoy American Express Card
Points
Marriott Bonvoy American Express Card
American Express UK - American Express - Credit card
4.3
4.3 out of 5
8.6/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | American Express UK The Basic Card | Marriott Bonvoy American Express Card |
|---|---|---|
| Card fee | No fee | £95 GBP/yr (≈ $120) |
| Purchase APR (from) | - | 29.1% |
| Interest-free period | - | 56 days |
| Foreign transaction fee | 2.99% | 2.99% |
| Rewards | - | 2 Marriott Bonvoy points per £1 on all spend; 6 points per £1 at Marriott properties. 15 Elite Night Credits automatically awarded annually, granting Silver Elite status. Gold Elite status at £15,000 annual spend. Free night award (up to 25,000 points) at £25,000 annual spend. |
| Installments | - | Flexible instalment plan available |
| No card fee | - | |
| No foreign transaction fee | - | - |
| Welcome bonus | - | |
| Airport lounge access | - | - |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the American Express UK The Basic Card if its checked rows above line up with how you spend most.
- Choose the Marriott Bonvoy American Express Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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