American Express UK The Basic Card
No rewards
American Express UK The Basic Card
American Express UK - American Express - Credit card
3.9
3.9 out of 5
7.8/10
Apply now
Head-to-head
American Express UK The Basic Card vs Virgin Money Travel Credit Card
Compare American Express UK The Basic Card and Virgin Money Travel Credit Card side by side: fees, rewards, APR, and perks.
Last verified
Virgin Money Travel Credit Card
Cash back
Virgin Money Travel Credit Card
Virgin Money - Mastercard - Credit card
4.6
4.6 out of 5
9.2/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | American Express UK The Basic Card | Virgin Money Travel Credit Card |
|---|---|---|
| Card fee | No fee | No fee |
| Purchase APR (from) | - | 24.9% |
| Interest-free period | - | 50 days |
| Foreign transaction fee | 2.99% | 0% |
| Rewards | - | 1% cashback for first 90 days, then 0.25% (max £15/month). Additional retailer cashback via the Virgin Money Credit Card app. |
| Installments | - | - |
| No card fee | ||
| No foreign transaction fee | - | |
| Welcome bonus | - | - |
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the American Express UK The Basic Card if its checked rows above line up with how you spend most.
- Choose the Virgin Money Travel Credit Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
Want a different match-up?
Line up any two cards side by side, or browse the full list to find your next card.