American Express Blue Card
Points
American Express Blue Card
American Express Germany - American Express - Credit card
4.6
4.6 out of 5
9.2/10
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Head-to-head
American Express Blue Card vs BBVA Iberia Classic
Compare American Express Blue Card and BBVA Iberia Classic side by side: fees, rewards, APR, and perks.
Last verified
BBVA Iberia Classic
Miles
BBVA Iberia Classic
BBVA - Visa - Credit card
4.0
4.0 out of 5
8.0/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | American Express Blue Card | BBVA Iberia Classic |
|---|---|---|
| Card fee | No fee | €50 EUR/yr (≈ $54) |
| Purchase APR (from) | - | 0% |
| Interest-free period | 30 days | 30 days |
| Foreign transaction fee | 2% | 3% |
| Rewards | 1 Membership Rewards point per €1 spent (optional paid programme at €30/year). Turbo option adds 50% bonus for €15/year extra. Points redeemable for travel, shopping, gift cards, and charitable donations. | Avios on select Iberia partner merchants; 10% annual discount on Iberia, Iberia Express and Air Nostrum flights |
| Installments | Splitpay optional installment loan via solarisBank (nominal rate 11% p.a., effective ~11.57% p.a.); minimum amount €300 | 3-6 months: 2.9%-5% commission; 7-36 months: 21.6% TIN / 23.93% TAE |
| No card fee | - | |
| No foreign transaction fee | - | - |
| Welcome bonus | - | |
| Airport lounge access | - | - |
| Travel insurance | ||
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the American Express Blue Card if its checked rows above line up with how you spend most.
- Choose the BBVA Iberia Classic if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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