American Express Blue Card vs Danske Bank Mastercard Hverdag+: fees, rewards and APR compared - DebitCue Skip to content
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American Express Blue Card vs Danske Bank Mastercard Hverdag+

Compare American Express Blue Card and Danske Bank Mastercard Hverdag+ side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

American Express Blue Card versus Danske Bank Mastercard Hverdag+ compared by attribute
Feature American Express Blue Card Danske Bank Mastercard Hverdag+
Card fee No fee 199 DKK/yr (≈ $29)
Purchase APR (from) - -
Interest-free period 30 days -
Foreign transaction fee 2% 1.5%
Rewards 1 Membership Rewards point per €1 spent (optional paid programme at €30/year). Turbo option adds 50% bonus for €15/year extra. Points redeemable for travel, shopping, gift cards, and charitable donations. Cashback at 1,700+ participating stores, restaurants and webshops in Denmark via the Loyalty Key A/S programme. Cashback is paid out in cash to the account once a minimum of DKK 100 has been earned. No specific percentage published — varies by merchant.
Installments Splitpay optional installment loan via solarisBank (nominal rate 11% p.a., effective ~11.57% p.a.); minimum amount €300 -
No card fee -
No foreign transaction fee - -
Welcome bonus -
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the American Express Blue Card if its checked rows above line up with how you spend most.
  • Choose the Danske Bank Mastercard Hverdag+ if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review American Express Blue Card Full review Danske Bank Mastercard Hverdag+

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