American Express Blue Card vs Erste Bank Austrian Miles & More Premiumcard: fees, rewards and APR compared - DebitCue Skip to content
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American Express Blue Card vs Erste Bank Austrian Miles & More Premiumcard

Compare American Express Blue Card and Erste Bank Austrian Miles & More Premiumcard side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

American Express Blue Card versus Erste Bank Austrian Miles & More Premiumcard compared by attribute
Feature American Express Blue Card Erste Bank Austrian Miles & More Premiumcard
Card fee No fee €237.6 EUR/yr (≈ $260)
Purchase APR (from) - 5.19%
Interest-free period 30 days -
Foreign transaction fee 2% 1.5%
Rewards 1 Membership Rewards point per €1 spent (optional paid programme at €30/year). Turbo option adds 50% bonus for €15/year extra. Points redeemable for travel, shopping, gift cards, and charitable donations. 1 mile per €1.50 spent on eligible purchases. 1 bonus mile per €1 spent on austrian.com. Miles are protected from expiry (Meilenschutz). Miles can be exchanged for Points and Qualifying Points for frequent flyer status.
Installments Splitpay optional installment loan via solarisBank (nominal rate 11% p.a., effective ~11.57% p.a.); minimum amount €300 Split Now: divide purchases €50–€4,800 into up to 4 monthly instalments; first 6 per year free
No card fee -
No foreign transaction fee - -
Welcome bonus
Airport lounge access -
Travel insurance
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the American Express Blue Card if its checked rows above line up with how you spend most.
  • Choose the Erste Bank Austrian Miles & More Premiumcard if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review American Express Blue Card Full review Erste Bank Austrian Miles & More Premiumcard

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