Marriott Bonvoy American Express Card vs Virgin Money Balance Transfer Credit Card (36 Month): fees, rewards and APR compared - DebitCue Skip to content
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Marriott Bonvoy American Express Card vs Virgin Money Balance Transfer Credit Card (36 Month)

Compare Marriott Bonvoy American Express Card and Virgin Money Balance Transfer Credit Card (36 Month) side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Marriott Bonvoy American Express Card versus Virgin Money Balance Transfer Credit Card (36 Month) compared by attribute
Feature Marriott Bonvoy American Express Card Virgin Money Balance Transfer Credit Card (36 Month)
Card fee £95 GBP/yr (≈ $120) No fee
Purchase APR (from) 29.1% 24.9%
Interest-free period 56 days -
Foreign transaction fee 2.99% 2.99%
Rewards 2 Marriott Bonvoy points per £1 on all spend; 6 points per £1 at Marriott properties. 15 Elite Night Credits automatically awarded annually, granting Silver Elite status. Gold Elite status at £15,000 annual spend. Free night award (up to 25,000 points) at £25,000 annual spend. -
Installments Flexible instalment plan available -
No card fee -
No foreign transaction fee - -
Welcome bonus -
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Marriott Bonvoy American Express Card if its checked rows above line up with how you spend most.
  • Choose the Virgin Money Balance Transfer Credit Card (36 Month) if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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