Bancolombia Mastercard Ideal vs Bancolombia Visa Oro: fees, rewards and APR compared - DebitCue Skip to content
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Bancolombia Mastercard Ideal vs Bancolombia Visa Oro

Compare Bancolombia Mastercard Ideal and Bancolombia Visa Oro side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Bancolombia Mastercard Ideal versus Bancolombia Visa Oro compared by attribute
Feature Bancolombia Mastercard Ideal Bancolombia Visa Oro
Card fee 18,500 COP/mo (≈ $4) 36,990 COP/mo (≈ $9)
Purchase APR (from) 28.75% 28.75%
Interest-free period - -
Foreign transaction fee 0% 0%
Rewards 6 Puntos Colombia per COP 7,100 in domestic purchases 6 Puntos Colombia per COP 5,300 in domestic purchases
Installments Up to 36 months Up to 36 months
No card fee - -
No foreign transaction fee
Welcome bonus - -
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Bancolombia Mastercard Ideal if its checked rows above line up with how you spend most.
  • Choose the Bancolombia Visa Oro if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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