bunq Elite
Cash back
bunq Elite
bunq - Mastercard - Prepaid card
4.5
4.5 out of 5
9.0/10
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Head-to-head
bunq Elite vs Erste Bank Austrian Miles & More Premiumcard
Compare bunq Elite and Erste Bank Austrian Miles & More Premiumcard side by side: fees, rewards, APR, and perks.
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Erste Bank Austrian Miles & More Premiumcard
Miles
Erste Bank Austrian Miles & More Premiumcard
Erste Bank - Mastercard - Credit card
4.4
4.4 out of 5
8.8/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | bunq Elite | Erste Bank Austrian Miles & More Premiumcard |
|---|---|---|
| Card fee | €18.99 EUR/mo (≈ $20) | €237.6 EUR/yr (≈ $260) |
| Purchase APR (from) | - | 5.19% |
| Interest-free period | - | - |
| Foreign transaction fee | 0.5% | 1.5% |
| Rewards | 1% cashback on all card payments. Invite up to 2 friends to a Cashback Team to share the benefit. | 1 mile per €1.50 spent on eligible purchases. 1 bonus mile per €1 spent on austrian.com. Miles are protected from expiry (Meilenschutz). Miles can be exchanged for Points and Qualifying Points for frequent flyer status. |
| Installments | - | Split Now: divide purchases €50–€4,800 into up to 4 monthly instalments; first 6 per year free |
| No card fee | - | - |
| No foreign transaction fee | - | - |
| Welcome bonus | ||
| Airport lounge access | - | |
| Travel insurance | ||
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the bunq Elite if its checked rows above line up with how you spend most.
- Choose the Erste Bank Austrian Miles & More Premiumcard if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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