Chime Visa Debit Card vs Current Build Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Chime Visa Debit Card vs Current Build Card

Compare Chime Visa Debit Card and Current Build Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Chime Visa Debit Card versus Current Build Card compared by attribute
Feature Chime Visa Debit Card Current Build Card
Card fee No fee No fee
Purchase APR (from) - 0%
Interest-free period - -
Foreign transaction fee 0% 3%
Rewards No rewards on the standard debit card. Chime Plus and Prime membership tiers unlock rewards on the Chime Card (secured credit card), not the debit card. Earn 1 point per $1 on eligible categories (dining, groceries, and categories you select in the app) with a qualifying direct deposit of $200+ in the preceding 35 days. Points expire 365 days after settlement. Redeem for cash back (100 points = $1) with no redemption fees.
Installments - -
No card fee
No foreign transaction fee -
Welcome bonus - -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Chime Visa Debit Card if its checked rows above line up with how you spend most.
  • Choose the Current Build Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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