Credit One Bank® Platinum Rewards Visa® with No Annual Fee vs Wells Fargo Choice Privileges® Mastercard®: fees, rewards and APR compared - DebitCue Skip to content
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Credit One Bank® Platinum Rewards Visa® with No Annual Fee vs Wells Fargo Choice Privileges® Mastercard®

Compare Credit One Bank® Platinum Rewards Visa® with No Annual Fee and Wells Fargo Choice Privileges® Mastercard® side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Credit One Bank® Platinum Rewards Visa® with No Annual Fee versus Wells Fargo Choice Privileges® Mastercard® compared by attribute
Feature Credit One Bank® Platinum Rewards Visa® with No Annual Fee Wells Fargo Choice Privileges® Mastercard®
Card fee No fee No fee
Purchase APR (from) 25.49% 19.74%
Interest-free period - -
Foreign transaction fee 3% 0%
Rewards 2% cash back on eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases. Up to 10% more cash back at select participating retailers. 5X Choice Privileges points at participating Choice Hotels properties; 3X at gas stations, grocery stores, home improvement stores, and phone plans; 1X on all other purchases.
Installments - -
No card fee
No foreign transaction fee -
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Credit One Bank® Platinum Rewards Visa® with No Annual Fee if its checked rows above line up with how you spend most.
  • Choose the Wells Fargo Choice Privileges® Mastercard® if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Credit One Bank® Platinum Rewards Visa® with No Annual Fee Full review Wells Fargo Choice Privileges® Mastercard®

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