Current Build Card vs Wells Fargo One Key+™ Card: fees, rewards and APR compared - DebitCue Skip to content
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Current Build Card vs Wells Fargo One Key+™ Card

Compare Current Build Card and Wells Fargo One Key+™ Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Current Build Card versus Wells Fargo One Key+™ Card compared by attribute
Feature Current Build Card Wells Fargo One Key+™ Card
Card fee No fee $99 USD/yr
Purchase APR (from) 0% 18.49%
Interest-free period - -
Foreign transaction fee 3% 0%
Rewards Earn 1 point per $1 on eligible categories (dining, groceries, and categories you select in the app) with a qualifying direct deposit of $200+ in the preceding 35 days. Points expire 365 days after settlement. Redeem for cash back (100 points = $1) with no redemption fees. 3% OneKeyCash on Expedia, Hotels.com, and Vrbo; 3% at gas stations, grocery stores, and dining; 2% on all other purchases. Plus $100 annual anniversary OneKeyCash credit.
Installments - -
No card fee -
No foreign transaction fee -
Welcome bonus -
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Current Build Card if its checked rows above line up with how you spend most.
  • Choose the Wells Fargo One Key+™ Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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