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DBS Bank Credit card
DBS Esso Mastercard
Cash back
MASTERCARD
Apply for DBS Esso Mastercard

On DBS Bank's secure site

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Credit card DBS Bank Mastercard

Card review

DBS Esso Mastercard

3.8 3.8 out of 5 7.6/10 DebitCue Score Verified

Singapore's most generous Esso petrol card with over 21% fuel savings

Fee
$196.2 SGD/yr (≈ $150)
First year waived
Purchase APR
from 26.8%
Interest-free
25 days
Foreign fee
3.25%
Rewards
Up to 21.6% fuel savings at Esso (18% instant discount + 3.6% cashback on min. S$180 net fuel spend); 0.4% cashback on all other local and overseas spend

Our verdict

What stands out, and where it falls short.

What we like

  • Up to 21.6% fuel savings at Esso (18% instant…

Worth weighing

  • $196.2 SGD/yr (≈ $150) card fee
  • 3.25% foreign transaction fee

Who It Is For

Whether the DBS Esso Mastercard fits how you actually spend.

Pick it if you are

  • People who want rewards on their spending

Skip it if you are

  • Light spenders who won't beat the $196.2 SGD/yr (≈ $150) fee
  • Frequent international travelers

Rates and fees

As of

All amounts shown in SGD.

Card fee
$196.2 SGD/yr (≈ $150)
Purchase APR
from 26.8%
Interest-free period
25 days
Foreign transaction fee
3.25%
Cash Advance APR
28.5% p.a.

Rewards and features

Rewards
Up to 21.6% fuel savings at Esso (18% instant discount + 3.6% cashback on min. S$180 net fuel spend); 0.4% cashback on all other local and overseas spend
Pay with
Apple Pay, Google Pay, Contactless
Minimum Fuel Spend for Top Rate
S$180 nett per month for 3.6% cashback component
Smiles Points
Additional Esso Smiles Points earned on fuel purchases

Eligibility

What you need before you apply.

Minimum Annual Income
S$30,000 (Singaporeans/PRs); S$45,000 (foreigners)

DBS Esso Mastercard: your questions answered

How much does the DBS Esso Mastercard cost?
The DBS Esso Mastercard costs $196.2 SGD/yr (≈ $150). First year waived.
What rewards does the DBS Esso Mastercard earn?
The DBS Esso Mastercard earns Up to 21.6% fuel savings at Esso (18% instant discount + 3.6% cashback on min. S$180 net fuel spend); 0.4% cashback on all other local and overseas spend.
Does the DBS Esso Mastercard charge foreign transaction fees?
Yes - the DBS Esso Mastercard charges a 3.25% foreign transaction fee.
Is there an interest-free period on the DBS Esso Mastercard?
Yes - up to 25 days interest-free when you pay your balance in full by the due date.
What is the interest rate on the DBS Esso Mastercard?
The DBS Esso Mastercard has a purchase APR of from 26.8%.
Is the DBS Esso Mastercard a credit, debit or prepaid card?
The DBS Esso Mastercard is a credit card issued by DBS Bank on the Mastercard network.
Does the DBS Esso Mastercard support Apple Pay and Google Pay?
Yes - the DBS Esso Mastercard works with both Apple Pay and Google Pay.
Where can I get the DBS Esso Mastercard?
The DBS Esso Mastercard is currently offered in India, Indonesia, Japan, Malaysia, Philippines, Singapore, South Korea, Taiwan and 2 more.
How does DebitCue rate the DBS Esso Mastercard?
DebitCue rates the DBS Esso Mastercard 3.8 out of 5 (7.6/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the DBS Esso Mastercard?
Use the Apply now button to continue on DBS Bank's secure site. Comparing and applying through DebitCue is free.

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