DBS Esso Mastercard
Cash back
DBS Esso Mastercard
DBS Bank - Mastercard - Credit card
3.8
3.8 out of 5
7.6/10
Apply now
Head-to-head
DBS Esso Mastercard vs DBS Live Fresh Student Card
Compare DBS Esso Mastercard and DBS Live Fresh Student Card side by side: fees, rewards, APR, and perks.
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DBS Live Fresh Student Card
Cash back
DBS Live Fresh Student Card
DBS Bank - Visa - Credit card
3.8
3.8 out of 5
7.6/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | DBS Esso Mastercard | DBS Live Fresh Student Card |
|---|---|---|
| Card fee | $196.2 SGD/yr (≈ $150) | $196.2 SGD/yr (≈ $150) |
| Purchase APR (from) | 26.8% | 27.8% |
| Interest-free period | 25 days | 25 days |
| Foreign transaction fee | 3.25% | 3.25% |
| Rewards | Up to 21.6% fuel savings at Esso (18% instant discount + 3.6% cashback on min. S$180 net fuel spend); 0.4% cashback on all other local and overseas spend | Up to 10% cashback on McDonald's, Starbucks, Netflix, Spotify (capped S$15/month); 5% on eco-friendly merchants (capped S$15/month); 0.3% on all other spend |
| Installments | - | - |
| No card fee | - | - |
| No foreign transaction fee | - | - |
| Welcome bonus | - | - |
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the DBS Esso Mastercard if its checked rows above line up with how you spend most.
- Choose the DBS Live Fresh Student Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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