DBS Esso Mastercard vs DBS Live Fresh Card: fees, rewards and APR compared - DebitCue Skip to content
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DBS Esso Mastercard vs DBS Live Fresh Card

Compare DBS Esso Mastercard and DBS Live Fresh Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

DBS Esso Mastercard versus DBS Live Fresh Card compared by attribute
Feature DBS Esso Mastercard DBS Live Fresh Card
Card fee $196.2 SGD/yr (≈ $150) $196.2 SGD/yr (≈ $150)
Purchase APR (from) 26.8% 27.8%
Interest-free period 25 days 25 days
Foreign transaction fee 3.25% 0%
Rewards Up to 21.6% fuel savings at Esso (18% instant discount + 3.6% cashback on min. S$180 net fuel spend); 0.4% cashback on all other local and overseas spend Up to 6% cashback on shopping and contactless transport; 0.3% unlimited base cashback; zero foreign transaction fees on overseas spend
Installments - -
No card fee - -
No foreign transaction fee -
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the DBS Esso Mastercard if its checked rows above line up with how you spend most.
  • Choose the DBS Live Fresh Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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