DBS UnionPay Platinum Debit Card
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DBS UnionPay Platinum Debit Card
DBS Bank - JCB - Debit card
4.0
4.0 out of 5
8.0/10
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DBS UnionPay Platinum Debit Card vs HDFC Bank Diners Club Black Metal Edition Credit Card
Compare DBS UnionPay Platinum Debit Card and HDFC Bank Diners Club Black Metal Edition Credit Card side by side: fees, rewards, APR, and perks.
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HDFC Bank Diners Club Black Metal Edition Credit Card
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HDFC Bank Diners Club Black Metal Edition Credit Card
HDFC Bank - Discover - Credit card
4.3
4.3 out of 5
8.6/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | DBS UnionPay Platinum Debit Card | HDFC Bank Diners Club Black Metal Edition Credit Card |
|---|---|---|
| Card fee | No fee | ₹10,000 INR/yr (≈ $120) |
| Purchase APR (from) | - | 23.88% |
| Interest-free period | - | 50 days |
| Foreign transaction fee | 3.25% | 2% |
| Rewards | Up to 5% cashback on Chinese Yuan (CNY) spend; 1% on other foreign currencies; 0.5% on local SGD spend; capped at S$50/month | 5 Reward Points per ₹150 (3.33%); 2x on weekend dining; up to 10x on SmartBuy (capped ₹10,000 pts/month); 1 RP = ₹1 on SmartBuy |
| Installments | - | - |
| No card fee | - | |
| No foreign transaction fee | - | - |
| Welcome bonus | - | |
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay | - | - |
Which is right for you
Pick by how you spend
- Choose the DBS UnionPay Platinum Debit Card if its checked rows above line up with how you spend most.
- Choose the HDFC Bank Diners Club Black Metal Edition Credit Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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