Credit card

HDFC Bank PIXEL Play Credit Card

Cash back

VISA

Apply for HDFC Bank PIXEL Play Credit Card

On HDFC Bank's secure site

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Credit card HDFC Bank Visa

Card review

HDFC Bank PIXEL Play Credit Card

3.7 7.4/10 DebitCue Score Verified Jun 20, 2026

Customisable cashback card — choose your own categories and card design

Fee: ₹500 INR/yr (≈ $6); Waived on ₹1 lakh annual spend
Purchase APR: from 43.2%
Interest-free: 50 days
Foreign fee: 3.5%

Rewards

5% on two self-chosen categories (dining, travel, grocery, fashion, electronics); 3% on one chosen e-commerce platform (Amazon/Flipkart/PayZapp); 1% unlimited on all other spends; category caps: 500 CashPoints/month per accelerated tier

Our verdict

What stands out, and where it falls short.

What we like

5% on two self-chosen categories (dining, travel, grocery, fashion,…
50-day interest-free period

Worth weighing

₹500 INR/yr (≈ $6) card fee
3.5% foreign transaction fee
High interest if you carry a balance

Who It Is For

Whether the HDFC Bank PIXEL Play Credit Card fits how you actually spend.

Pick it if you are

People who want rewards on their spending

Skip it if you are

Light spenders who won't beat the ₹500 INR/yr (≈ $6) fee
Frequent international travelers

Rates and fees

As of June 20, 2026

All amounts shown in INR.

Card fee: ₹500 INR/yr (≈ $6)
Purchase APR: from 43.2%
Interest-free period: 50 days
Foreign transaction fee: 3.5%
Monthly Interest Rate: 3.6% per month (43.2% p.a.)

Rewards and features

Rewards: 5% on two self-chosen categories (dining, travel, grocery, fashion, electronics); 3% on one chosen e-commerce platform (Amazon/Flipkart/PayZapp); 1% unlimited on all other spends; category caps: 500 CashPoints/month per accelerated tier
Pay with: Contactless, Virtual card
Card Variants: Visa (physical) and RuPay (virtual, UPI-linked); RuPay earns 1% cashback on UPI spends
CashPoints Validity: Valid 2 years; redeemable via PayZapp for brand vouchers

Benefits and perks

Extras that come bundled with the card.

10% dining discount up to ₹200/month via Swiggy Dineout

Eligibility

What you need before you apply.

Minimum Income (Salaried): ₹25,000/month; minimum age 21

HDFC Bank PIXEL Play Credit Card: your questions answered

How much does the HDFC Bank PIXEL Play Credit Card cost?

The HDFC Bank PIXEL Play Credit Card costs ₹500 INR/yr (≈ $6). Waived on ₹1 lakh annual spend.

What rewards does the HDFC Bank PIXEL Play Credit Card earn?

The HDFC Bank PIXEL Play Credit Card earns 5% on two self-chosen categories (dining, travel, grocery, fashion, electronics); 3% on one chosen e-commerce platform (Amazon/Flipkart/PayZapp); 1% unlimited on all other spends; category caps: 500 CashPoints/month per accelerated tier.

Does the HDFC Bank PIXEL Play Credit Card charge foreign transaction fees?

Yes - the HDFC Bank PIXEL Play Credit Card charges a 3.5% foreign transaction fee.

Is there an interest-free period on the HDFC Bank PIXEL Play Credit Card?

Yes - up to 50 days interest-free when you pay your balance in full by the due date.

What is the interest rate on the HDFC Bank PIXEL Play Credit Card?

The HDFC Bank PIXEL Play Credit Card has a purchase APR of from 43.2%.

Is the HDFC Bank PIXEL Play Credit Card a credit, debit or prepaid card?

The HDFC Bank PIXEL Play Credit Card is a credit card issued by HDFC Bank on the Visa network.

Does the HDFC Bank PIXEL Play Credit Card support Apple Pay and Google Pay?

The HDFC Bank PIXEL Play Credit Card does not list Apple Pay or Google Pay support.

Where can I get the HDFC Bank PIXEL Play Credit Card?

The HDFC Bank PIXEL Play Credit Card is currently offered in India, Indonesia, Japan, Malaysia, Philippines, Singapore, South Korea, Taiwan and 2 more.

How does DebitCue rate the HDFC Bank PIXEL Play Credit Card?

DebitCue rates the HDFC Bank PIXEL Play Credit Card 3.7 out of 5 (7.4/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the HDFC Bank PIXEL Play Credit Card?

Use the Apply now button to continue on HDFC Bank's secure site. Comparing and applying through DebitCue is free.