Credit card

U.S. Bank Altitude® Go Visa Signature® Card

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VISA

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Card review

U.S. Bank Altitude® Go Visa Signature® Card

4.6 9.2/10 DebitCue Score Verified Jun 20, 2026

4X points on dining — the restaurant rewards card for foodies

Fee: No fee
Purchase APR: 17.49% - 27.49%
Interest-free: -
Foreign fee: 3%

Rewards

4X points on dining, takeout, and restaurant delivery (up to $2,000 per quarter, then 1X); 2X points at grocery stores, gas stations/EV charging, and streaming services; 1X on all other purchases.

Welcome offer

20,000 bonus points (worth ~$200) after spending $1,000 in eligible purchases within the first 90 days

Our verdict

What stands out, and where it falls short.

What we like

4X points on dining, takeout, and restaurant delivery (up…
Welcome bonus
No card fee
Pay in installments

Worth weighing

3% foreign transaction fee

Who It Is For

Whether the U.S. Bank Altitude® Go Visa Signature® Card fits how you actually spend.

Pick it if you are

Anyone who wants a low-cost everyday card
People who want rewards on their spending
People who pay big purchases off over time

Skip it if you are

Frequent international travelers

Rates and fees

As of June 20, 2026

All amounts shown in USD.

Card fee: No fee
Purchase APR: 17.49% - 27.49%
Interest-free period: -
Foreign transaction fee: 3%
Intro APR: 0% on purchases and balance transfers for 15 billing cycles
Regular APR: 17.49%–27.49% variable
Foreign Transaction Fee: 3% (added September 2024 for new applicants; applies to all cardholders from August 2025)

Rewards and features

Rewards: 4X points on dining, takeout, and restaurant delivery (up to $2,000 per quarter, then 1X); 2X points at grocery stores, gas stations/EV charging, and streaming services; 1X on all other purchases.
Welcome offer: 20,000 bonus points (worth ~$200) after spending $1,000 in eligible purchases within the first 90 days
Installments: U.S. Bank ExtendPay® Plans available
Pay with: Apple Pay, Google Pay, Contactless, Virtual card
4X dining cap: 4X rate capped at first $2,000 in combined dining purchases per quarter (cap added April 2025)
Points value: Points worth ~$0.01 each for most redemptions

Benefits and perks

Extras that come bundled with the card.

$15 annual streaming credit

Earn a $15 credit after 11 consecutive months of streaming service charges on the card
Auto rental collision damage waiver

Secondary coverage when card is used to pay for the full rental
Extended warranty

Doubles manufacturer's warranty on eligible purchases

U.S. Bank Altitude® Go Visa Signature® Card: your questions answered

Does the U.S. Bank Altitude® Go Visa Signature® Card have a card fee?

No - the U.S. Bank Altitude® Go Visa Signature® Card has no card fee.

What rewards does the U.S. Bank Altitude® Go Visa Signature® Card earn?

The U.S. Bank Altitude® Go Visa Signature® Card earns 4X points on dining, takeout, and restaurant delivery (up to $2,000 per quarter, then 1X); 2X points at grocery stores, gas stations/EV charging, and streaming services; 1X on all other purchases..

Does the U.S. Bank Altitude® Go Visa Signature® Card charge foreign transaction fees?

Yes - the U.S. Bank Altitude® Go Visa Signature® Card charges a 3% foreign transaction fee.

What is the interest rate on the U.S. Bank Altitude® Go Visa Signature® Card?

The U.S. Bank Altitude® Go Visa Signature® Card has a purchase APR of 17.49% - 27.49%.

Does the U.S. Bank Altitude® Go Visa Signature® Card have a welcome offer?

Yes - 20,000 bonus points (worth ~$200) after spending $1,000 in eligible purchases within the first 90 days.

Can I pay in installments with the U.S. Bank Altitude® Go Visa Signature® Card?

Yes - U.S. Bank ExtendPay® Plans available.

Is the U.S. Bank Altitude® Go Visa Signature® Card a credit, debit or prepaid card?

The U.S. Bank Altitude® Go Visa Signature® Card is a credit card issued by U.S. Bank on the Visa network.

Does the U.S. Bank Altitude® Go Visa Signature® Card support Apple Pay and Google Pay?

Yes - the U.S. Bank Altitude® Go Visa Signature® Card works with both Apple Pay and Google Pay.

Where can I get the U.S. Bank Altitude® Go Visa Signature® Card?

The U.S. Bank Altitude® Go Visa Signature® Card is currently offered in United States.

How does DebitCue rate the U.S. Bank Altitude® Go Visa Signature® Card?

DebitCue rates the U.S. Bank Altitude® Go Visa Signature® Card 4.6 out of 5 (9.2/10), scored on the same factors as every card - fees, rewards, perks and ease of use.