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Vanquis Credit card
Vanquis Balance Transfer Credit Card
No rewards
VISA
Apply for Vanquis Balance Transfer Credit Card

On Vanquis's secure site

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Credit card Vanquis Visa

Card review

Vanquis Balance Transfer Credit Card

4.2 4.2 out of 5 8.4/10 DebitCue Score Verified

Transfer your balance and pay 0% interest for up to 19 months.

Fee
No fee
Purchase APR
29.9% - 40.9%
Interest-free
56 days
Foreign fee
2.99%
Welcome offer
0% on balance transfers for up to 19 months (transfers made within 60 days of account opening); 0% on purchases for up to 3 months

Our verdict

What stands out, and where it falls short.

What we like

  • Welcome bonus
  • No card fee
  • 56-day interest-free period

Worth weighing

  • 2.99% foreign transaction fee
  • No rewards programme
  • High interest if you carry a balance

Who It Is For

Whether the Vanquis Balance Transfer Credit Card fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card

Skip it if you are

  • Frequent international travelers
  • Rewards-chasers

Rates and fees

As of

All amounts shown in GBP.

Card fee
No fee
Purchase APR
29.9% - 40.9%
Interest-free period
56 days
Foreign transaction fee
2.99%
Representative APR
33.9% variable
APR range
29.9% – 40.9% (variable, personalised)
Balance transfer offer
0% for up to 19 months (transfers within 60 days; up to 3.9% transfer fee)
Purchase intro offer
0% for up to 3 months
Cash advance APR
53.9% (3% or £3 fee, whichever is greater)
Foreign transaction fee
2.99% on purchases and cash abroad

Rewards and features

Welcome offer
0% on balance transfers for up to 19 months (transfers made within 60 days of account opening); 0% on purchases for up to 3 months
Pay with
Apple Pay, Google Pay, Contactless, Virtual card
Credit limit
£250 – £7,000 (subject to affordability)
Balance transfer minimum
£100; maximum 90% of credit limit
Late payment fee
£12

Eligibility

What you need before you apply.

Minimum age
18
Residency
Permanent UK resident with regular income

Vanquis Balance Transfer Credit Card: your questions answered

Does the Vanquis Balance Transfer Credit Card have a card fee?
No - the Vanquis Balance Transfer Credit Card has no card fee.
Does the Vanquis Balance Transfer Credit Card charge foreign transaction fees?
Yes - the Vanquis Balance Transfer Credit Card charges a 2.99% foreign transaction fee.
Is there an interest-free period on the Vanquis Balance Transfer Credit Card?
Yes - up to 56 days interest-free when you pay your balance in full by the due date.
What is the interest rate on the Vanquis Balance Transfer Credit Card?
The Vanquis Balance Transfer Credit Card has a purchase APR of 29.9% - 40.9%.
Does the Vanquis Balance Transfer Credit Card have a welcome offer?
Yes - 0% on balance transfers for up to 19 months (transfers made within 60 days of account opening); 0% on purchases for up to 3 months.
Is the Vanquis Balance Transfer Credit Card a credit, debit or prepaid card?
The Vanquis Balance Transfer Credit Card is a credit card issued by Vanquis on the Visa network.
Does the Vanquis Balance Transfer Credit Card support Apple Pay and Google Pay?
Yes - the Vanquis Balance Transfer Credit Card works with both Apple Pay and Google Pay.
Where can I get the Vanquis Balance Transfer Credit Card?
The Vanquis Balance Transfer Credit Card is currently offered in United Kingdom.
How does DebitCue rate the Vanquis Balance Transfer Credit Card?
DebitCue rates the Vanquis Balance Transfer Credit Card 4.2 out of 5 (8.4/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Vanquis Balance Transfer Credit Card?
Use the Apply now button to continue on Vanquis's secure site. Comparing and applying through DebitCue is free.

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