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Capital One Debit card
Capital One 360 Checking Debit Card
No rewards
DISCOVER
Apply for Capital One 360 Checking Debit Card

On Capital One's secure site

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Card review

Capital One 360 Checking Debit Card

4.3 4.3 out of 5 8.6/10 DebitCue Score Verified

No-fee debit card linked to the Capital One 360 Checking account with 70,000+ fee-free ATMs

Fee
No fee
Foreign fee
None
Rewards
None

Our verdict

What stands out, and where it falls short.

What we like

  • No card fee
  • No foreign transaction fees

Worth weighing

  • No rewards programme

Who It Is For

Whether the Capital One 360 Checking Debit Card fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card
  • Frequent travelers

Skip it if you are

  • Rewards-chasers

Rates and fees

As of

All amounts shown in USD.

Card fee
No fee
Foreign transaction fee
None

Rewards and features

Pay with
Apple Pay, Google Pay, Contactless, Virtual card
ATM access
70,000+ fee-free ATMs at Capital One, Target, CVS, and Walgreens; out-of-network ATM owners may charge fees
Daily purchase/ATM limit
$5,000 per day
Card network
Discover (migrated from Mastercard in 2025)
Samsung Pay
Also supported in addition to Apple Pay and Google Pay

Benefits and perks

Extras that come bundled with the card.

  • No foreign transaction fees on international debit purchases

Eligibility

What you need before you apply.

Account requirement
Requires Capital One 360 Checking account; no minimum balance

Capital One 360 Checking Debit Card: your questions answered

Does the Capital One 360 Checking Debit Card have a card fee?
No - the Capital One 360 Checking Debit Card has no card fee.
Does the Capital One 360 Checking Debit Card charge foreign transaction fees?
No - the Capital One 360 Checking Debit Card has no foreign transaction fees, so it suits spending abroad.
Is the Capital One 360 Checking Debit Card a credit, debit or prepaid card?
The Capital One 360 Checking Debit Card is a debit card issued by Capital One on the Discover network.
Does the Capital One 360 Checking Debit Card support Apple Pay and Google Pay?
Yes - the Capital One 360 Checking Debit Card works with both Apple Pay and Google Pay.
Where can I get the Capital One 360 Checking Debit Card?
The Capital One 360 Checking Debit Card is currently offered in United States.
How does DebitCue rate the Capital One 360 Checking Debit Card?
DebitCue rates the Capital One 360 Checking Debit Card 4.3 out of 5 (8.6/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Capital One 360 Checking Debit Card?
Use the Apply now button to continue on Capital One's secure site. Comparing and applying through DebitCue is free.

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