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Independent card comparison, worldwide

Compare credit, debit and prepaid cards

Every card here is judged on the same footing - cost, rewards, APR and perks. Filter by card type, network, issuer, rewards or fee to narrow your shortlist.

Same-footing scoring Independent and unbiased Free to use

6 cards · filtered

Ranked on the same footing - we may earn a commission.

Best for rewards
Credit card Monzo - Mastercard

Monzo Flex

9.6/10

Buy now, pay smart โ€“ the award-winning Monzo credit card

Cash back Pay in installments No FX fee
Fee
No fee
Interest
from 29%
Interest-free
-

Why we like it

  • Earn cashback at selected partner brands (2โ€“10% depending onโ€ฆ
  • No card fee
  • No foreign transaction fees
  • Pay in installments
Apply now On Monzo's secure site View details
Best for travel insurance
Debit card Monzo - Mastercard

Monzo Max

9.0/10

The fully loaded account with travel and phone cover

Cash back No FX fee
Fee
ยฃ17 GBP/mo (โ‰ˆ $21)
Foreign fee
None
Type
Debit card

Why we like it

  • All Perks-tier rewards plus: 3.25% AER on savings pots,โ€ฆ
  • No foreign transaction fees
  • Travel insurance included
Apply now On Monzo's secure site View details
Best for rewards
Debit card Monzo - Mastercard

Monzo Perks

8.6/10

Everyday perks baked into your bank account

Cash back No FX fee
Fee
ยฃ7 GBP/mo (โ‰ˆ $9)
Foreign fee
None
Type
Debit card

Why we like it

  • All Extra-tier cashback and savings features, plus lifestyle perks:โ€ฆ
  • No foreign transaction fees
Apply now On Monzo's secure site View details
Best for rewards
Debit card Monzo - Mastercard

Monzo Extra

8.4/10

More tools to make your money work harder

Cash back No FX fee
Fee
ยฃ3 GBP/mo (โ‰ˆ $4)
Foreign fee
None
Type
Debit card

Why we like it

  • All free-tier retailer cashback offers plus 5% AER onโ€ฆ
  • No foreign transaction fees
Apply now On Monzo's secure site View details

Good to know

How to choose a card

Which cards rank highest right now?
Right now the highest-rated cards on DebitCue are:
Which cards have no annual or monthly fee?
These cards carry no annual or monthly fee:
Which cards are best for spending abroad?
For spending abroad with no foreign-transaction fee, look at:
Which cards earn rewards or cashback?
These cards earn rewards or cashback on your spending:
How does DebitCue rank cards?
Every card is scored on the same factors - fees, APR, rewards, perks and ease of use - so the ranking reflects value, not who pays us. Sponsored placements are labelled and never change a card's score.
What is the difference between credit, debit and prepaid cards?
A credit card lets you borrow up to a limit and repay later, often with rewards and an interest-free period. A debit card spends money you already hold in an account. A prepaid card spends a balance you load in advance, with no credit check and built-in budgeting.
Do the fees and rates apply in my country?
We show fees, APR and rewards in each card's own currency and flag where availability is limited to certain regions. Set your country at the top to hide cards that are not offered where you live, and always confirm the current terms on the issuer's site before you apply.
How do I avoid foreign-transaction fees?
Look for a card with no foreign-transaction fee and pay in the local currency rather than your home currency at the terminal. Use the No foreign fee filter above to see every card that charges nothing extra abroad.
Is it free to use DebitCue?
Yes. Comparing and reviewing cards is free. When you apply through one of our links we may earn a commission from the issuer, which keeps the site free and never affects how we rank cards.