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Independent card comparison, worldwide

Compare credit, debit and prepaid cards

Every card here is judged on the same footing - cost, rewards, APR and perks. Filter by card type, network, issuer, rewards or fee to narrow your shortlist.

Same-footing scoring Independent and unbiased Free to use

8 cards · filtered

Ranked on the same footing - we may earn a commission.

Upgrade Credit card
Upgrade OneCard™
Cash back
VISA
4.5 4.5 out of 5
Best for rewards
Credit card Upgrade - Visa

Upgrade OneCard™

9.0/10

One card, two modes — pay now or pay later on every purchase

Cash back Pay in installments
Fee
No fee
Interest
14.99% - 29.99%
Interest-free
-

Why we like it

  • Up to 3% cash back on everyday purchases (convenience…
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On Upgrade's secure site View details

Browse by issuer

Banks and fintechs we cover

All issuers
A Advanzia Bank S.A. A American Express A American Express Germany A American Express UK B BBVA B Bancolombia B Bank of America B Barclaycard UK C Capital One C Chase C Chime C Citi C Credit One Bank C Current C Curve D DBS Bank D Danske Bank D Discover

Good to know

How to choose a card

Which cards rank highest right now?
Right now the highest-rated cards on DebitCue are:
Which cards have no annual or monthly fee?
These cards carry no annual or monthly fee:
Which cards are best for spending abroad?
For spending abroad with no foreign-transaction fee, look at:
Which cards earn rewards or cashback?
These cards earn rewards or cashback on your spending:
How does DebitCue rank cards?
Every card is scored on the same factors - fees, APR, rewards, perks and ease of use - so the ranking reflects value, not who pays us. Sponsored placements are labelled and never change a card's score.
What is the difference between credit, debit and prepaid cards?
A credit card lets you borrow up to a limit and repay later, often with rewards and an interest-free period. A debit card spends money you already hold in an account. A prepaid card spends a balance you load in advance, with no credit check and built-in budgeting.
Do the fees and rates apply in my country?
We show fees, APR and rewards in each card's own currency and flag where availability is limited to certain regions. Set your country at the top to hide cards that are not offered where you live, and always confirm the current terms on the issuer's site before you apply.
How do I avoid foreign-transaction fees?
Look for a card with no foreign-transaction fee and pay in the local currency rather than your home currency at the terminal. Use the No foreign fee filter above to see every card that charges nothing extra abroad.
Is it free to use DebitCue?
Yes. Comparing and reviewing cards is free. When you apply through one of our links we may earn a commission from the issuer, which keeps the site free and never affects how we rank cards.