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Independent card comparison, worldwide

Compare credit, debit and prepaid cards

Every card here is judged on the same footing - cost, rewards, APR and perks. Filter by card type, network, issuer, rewards or fee to narrow your shortlist.

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15 cards · filtered

Ranked on the same footing - we may earn a commission.

Best for lounge access
Credit card HDFC Bank - Discover

Premium travel and lifestyle card with unlimited lounge access and 3.33% rewards rate

Points
Fee
โ‚น10,000 INR/yr (โ‰ˆ $120)
Interest
from 23.88%
Interest-free
50 days

Why we like it

  • 5 Reward Points per โ‚น150 (3.33%); 2x on weekendโ€ฆ
  • Welcome bonus
  • 50-day interest-free period
  • Airport lounge access
Apply now On HDFC Bank's secure site View details
Best for lounge access
Credit card HDFC Bank - Visa

Mid-premium lifestyle card with Priority Pass lounge access and low forex markup

Points
Fee
โ‚น2,500 INR/yr (โ‰ˆ $30)
Interest
from 45%
Interest-free
50 days

Why we like it

  • 5 Reward Points per โ‚น200 on retail; 25 RPโ€ฆ
  • Welcome bonus
  • 50-day interest-free period
  • Airport lounge access
Apply now On HDFC Bank's secure site View details
Best for lounge access
Credit card HDFC Bank - Visa

India's most exclusive invite-only metal card with unlimited lounge access

Points Pay in installments
Fee
โ‚น12,500 INR/yr (โ‰ˆ $150)
Interest
from 23.88%
Interest-free
50 days

Why we like it

  • 5 Reward Points per โ‚น150 spent; up to 3.33%โ€ฆ
  • Welcome bonus
  • 50-day interest-free period
  • Airport lounge access
Apply now On HDFC Bank's secure site View details
Best for lounge access
Credit card HDFC Bank - Discover

Affordable Diners Club card with dining perks and quarterly lounge access

Points
Fee
โ‚น1,000 INR/yr (โ‰ˆ $12)
Interest
from 45%
Interest-free
50 days

Why we like it

  • 4 Reward Points per โ‚น200 on eligible spends; 5xโ€ฆ
  • Welcome bonus
  • 50-day interest-free period
  • Airport lounge access
Apply now On HDFC Bank's secure site View details
Best for lounge access
Credit card HDFC Bank - Discover

Dedicated Marriott hotel rewards card with Free Night Awards and Silver Elite status

Points
Fee
โ‚น3,000 INR/yr (โ‰ˆ $36)
Interest
Not published
Interest-free
50 days

Why we like it

  • 8 Marriott Bonvoy Points per โ‚น150 at Marriott hotels;โ€ฆ
  • Welcome bonus
  • 50-day interest-free period
  • Airport lounge access
Apply now On HDFC Bank's secure site View details
Longest interest-free period
Credit card HDFC Bank - Mastercard

Entry-level everyday rewards card with 10x points on top online brands

Cash back
Fee
โ‚น500 INR/yr (โ‰ˆ $6)
Interest
from 45%
Interest-free
50 days

Why we like it

  • 10x CashPoints (20 pts/โ‚น200) on Amazon, Flipkart, Swiggy, BigBasket,โ€ฆ
  • Welcome bonus
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details
Best for lounge access
Credit card HDFC Bank - Visa

Earn NeuCoins across the Tata ecosystem with a low forex markup

Points
Fee
โ‚น1,499 INR/yr (โ‰ˆ $18)
Interest
from 45%
Interest-free
50 days

Why we like it

  • Up to 10% NeuCoins on Tata Neu app (withโ€ฆ
  • Welcome bonus
  • 50-day interest-free period
  • Airport lounge access
Apply now On HDFC Bank's secure site View details
Longest interest-free period
Credit card HDFC Bank - Mastercard

Best-value digital-first cashback card for online shoppers

Cash back
Fee
โ‚น1,000 INR/yr (โ‰ˆ $12)
Interest
from 43.2%
Interest-free
50 days

Why we like it

  • 5% cashback on Amazon, Flipkart, BookMyShow, Cult.fit, Myntra, Sonyโ€ฆ
  • Welcome bonus
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details
Best for lounge access
Debit card HDFC Bank - Visa

Premium debit card with golf privileges, lounge access, and lifestyle benefits

Cash back
Fee
โ‚น850 INR/yr (โ‰ˆ $10)
Foreign fee
3.5%
Type
Debit card

Why we like it

  • 1 CashBack Point per โ‚น200 on groceries, supermarkets, apparel,โ€ฆ
  • Airport lounge access
  • Travel insurance included
Apply now On HDFC Bank's secure site View details
Longest interest-free period
Credit card HDFC Bank - Visa

India's lowest-fee virtual credit card for UPI everyday payments

Cash back
Fee
โ‚น250 INR/yr (โ‰ˆ $3)
Interest
Not published
Interest-free
50 days

Why we like it

  • 3% CashPoints on groceries, supermarket, dining, and PayZapp; 2%โ€ฆ
  • Welcome bonus
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details
Best for lounge access
Credit card HDFC Bank - Visa

India's best card for frequent train travellers on IRCTC

Points
Fee
โ‚น500 INR/yr (โ‰ˆ $6)
Interest
from 45%
Interest-free
50 days

Why we like it

  • 5 Reward Points per โ‚น100 on IRCTC website/Rail Connectโ€ฆ
  • Welcome bonus
  • 50-day interest-free period
  • Airport lounge access
Apply now On HDFC Bank's secure site View details
Longest interest-free period
Credit card HDFC Bank - Visa

India's top fuel rewards card โ€” up to 50 litres of free fuel annually

Points
Fee
โ‚น500 INR/yr (โ‰ˆ $6)
Interest
from 45%
Interest-free
50 days

Why we like it

  • 5% Fuel Points on IndianOil outlets, groceries and billโ€ฆ
  • Welcome bonus
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details
Longest interest-free period
Credit card HDFC Bank - Mastercard

Premium Swiggy cashback card for food delivery and online lifestyle spends

Cash back
Fee
โ‚น1,000 INR/yr (โ‰ˆ $12)
Interest
from 45%
Interest-free
50 days

Why we like it

  • 10% cashback on Swiggy (food, Instamart, Dineout, Genie) cappedโ€ฆ
  • Welcome bonus
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details
Longest interest-free period
Credit card HDFC Bank - Mastercard

Low-fee starter card with 10x rewards on daily lifestyle spends

Cash back
Fee
โ‚น500 INR/yr (โ‰ˆ $6)
Interest
from 45%
Interest-free
50 days

Why we like it

  • 10x CashPoints on BigBasket, BookMyShow, OYO, Swiggy, Uber (maxโ€ฆ
  • Welcome bonus
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details
Longest interest-free period
Credit card HDFC Bank - Visa

Customisable cashback card โ€” choose your own categories and card design

Cash back
Fee
โ‚น500 INR/yr (โ‰ˆ $6)
Interest
from 43.2%
Interest-free
50 days

Why we like it

  • 5% on two self-chosen categories (dining, travel, grocery, fashion,โ€ฆ
  • 50-day interest-free period
Apply now On HDFC Bank's secure site View details

Good to know

How to choose a card

Which cards rank highest right now?
Which cards earn rewards or cashback?
How does DebitCue rank cards?
Every card is scored on the same factors - fees, APR, rewards, perks and ease of use - so the ranking reflects value, not who pays us. Sponsored placements are labelled and never change a card's score.
What is the difference between credit, debit and prepaid cards?
A credit card lets you borrow up to a limit and repay later, often with rewards and an interest-free period. A debit card spends money you already hold in an account. A prepaid card spends a balance you load in advance, with no credit check and built-in budgeting.
Do the fees and rates apply in my country?
We show fees, APR and rewards in each card's own currency and flag where availability is limited to certain regions. Set your country at the top to hide cards that are not offered where you live, and always confirm the current terms on the issuer's site before you apply.
How do I avoid foreign-transaction fees?
Look for a card with no foreign-transaction fee and pay in the local currency rather than your home currency at the terminal. Use the No foreign fee filter above to see every card that charges nothing extra abroad.
Is it free to use DebitCue?
Yes. Comparing and reviewing cards is free. When you apply through one of our links we may earn a commission from the issuer, which keeps the site free and never affects how we rank cards.