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Independent card comparison, worldwide

Compare credit, debit and prepaid cards

Every card here is judged on the same footing - cost, rewards, APR and perks. Filter by card type, network, issuer, rewards or fee to narrow your shortlist.

Same-footing scoring Independent and unbiased Free to use

14 cards · filtered

Ranked on the same footing - we may earn a commission.

Best for rewards
Credit card American Express

Entry-level Delta co-brand with no annual fee and no foreign transaction fees.

Miles No FX fee
Fee
No fee
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 2x miles on Delta purchases and at restaurants worldwide;…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On American Express's secure site View details
Best for rewards
Credit card American Express

No annual fee Hilton card with automatic Silver status and strong everyday earning.

Points No FX fee
Fee
No fee
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 7x Hilton Honors points on Hilton purchases; 5x at…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On American Express's secure site View details
Best for travel insurance
Credit card American Express

Triple points on travel, transit, and dining at a mid-tier $150 annual fee.

Points No FX fee
Fee
$150 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 3x points on travel, transit, and restaurants worldwide; 1x…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On American Express's secure site View details
Best for rewards
Credit card American Express

Free checked bags and Delta priority boarding with a waived first-year fee.

Miles No FX fee
Fee
$150 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 2x miles on Delta purchases, restaurants worldwide, and U.S.…
  • Welcome bonus
  • No foreign transaction fees
Apply now On American Express's secure site View details
Best for lounge access
Credit card American Express

The definitive premium travel card with over $3,500 in annual credits and 1,550+ lounge access.

Points No FX fee
Fee
$895 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 5x points on flights booked directly with airlines or…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On American Express's secure site View details
Best for travel insurance
Credit card American Express

The foodie's travel card — 4x at restaurants and supermarkets with over $400 in annual dining credits.

Points No FX fee
Fee
$325 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 4x points at restaurants worldwide and U.S. supermarkets (up…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On American Express's secure site View details
Best for rewards
Credit card American Express

No-annual-fee 3% cash back on groceries, gas, and online shopping.

Cash back Pay in installments
Fee
No fee
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 3% cash back at U.S. supermarkets, U.S. gas stations,…
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On American Express's secure site View details
Best for travel insurance
Credit card American Express

Top-tier Hilton card with Diamond status, free night awards, and resort credits.

Points No FX fee
Fee
$550 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 14x Hilton points on Hilton purchases; 7x on flights,…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On American Express's secure site View details
Best for rewards
Credit card American Express

Mid-tier Hilton card with Gold status, $200 in hotel credits, and a strong welcome offer.

Points No FX fee
Fee
$150 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 12x Hilton points on Hilton purchases; 6x at U.S.…
  • Welcome bonus
  • No foreign transaction fees
Apply now On American Express's secure site View details
Best for travel insurance
Credit card American Express

Mid-tier Marriott card with Gold Elite status and strong dining and grocery earning.

Points No FX fee
Fee
$250 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 6x Marriott Bonvoy points on Marriott purchases; 4x at…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On American Express's secure site View details
Best for lounge access
Credit card American Express

Premium Marriott card with Platinum Elite status, annual free night, and Priority Pass lounge access.

Points No FX fee
Fee
$650 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 6x Marriott Bonvoy points on Marriott purchases; 3x at…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On American Express's secure site View details
Best for travel insurance
Credit card American Express

Annual companion certificate and $2,500 MQD Headstart for dedicated Delta loyalists.

Miles No FX fee
Fee
$350 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 3x miles on Delta purchases and eligible hotels; 2x…
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On American Express's secure site View details
Best for lounge access
Credit card American Express

Delta Sky Club access and a premium companion certificate for top-tier Delta travelers.

Miles No FX fee
Fee
$650 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 3x miles on Delta purchases; 1x on all other…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On American Express's secure site View details
Best for travel insurance
Credit card American Express

Best-in-class 6% back at U.S. supermarkets for families and frequent streamers.

Cash back Pay in installments
Fee
$95 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 6% cash back at U.S. supermarkets (up to $6,000/yr,…
  • Welcome bonus
  • Travel insurance included
  • Pay in installments
Apply now On American Express's secure site View details

Good to know

How to choose a card

Which cards rank highest right now?
Right now the highest-rated cards on DebitCue are:
Which cards have no annual or monthly fee?
These cards carry no annual or monthly fee:
Which cards are best for spending abroad?
For spending abroad with no foreign-transaction fee, look at:
Which cards earn rewards or cashback?
These cards earn rewards or cashback on your spending:
How does DebitCue rank cards?
Every card is scored on the same factors - fees, APR, rewards, perks and ease of use - so the ranking reflects value, not who pays us. Sponsored placements are labelled and never change a card's score.
What is the difference between credit, debit and prepaid cards?
A credit card lets you borrow up to a limit and repay later, often with rewards and an interest-free period. A debit card spends money you already hold in an account. A prepaid card spends a balance you load in advance, with no credit check and built-in budgeting.
Do the fees and rates apply in my country?
We show fees, APR and rewards in each card's own currency and flag where availability is limited to certain regions. Set your country at the top to hide cards that are not offered where you live, and always confirm the current terms on the issuer's site before you apply.
How do I avoid foreign-transaction fees?
Look for a card with no foreign-transaction fee and pay in the local currency rather than your home currency at the terminal. Use the No foreign fee filter above to see every card that charges nothing extra abroad.
Is it free to use DebitCue?
Yes. Comparing and reviewing cards is free. When you apply through one of our links we may earn a commission from the issuer, which keeps the site free and never affects how we rank cards.