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Editor's shortlist

Best no-fee cards

Keep more of your money with cards that charge no recurring card fee.

Same-footing scoring Independent and unbiased Free to use

162 cards

Ranked on the same footing - we may earn a commission.

Chase Credit card
Chase Marriott Bonvoy Bold® Credit Card
Points
VISA
5.0 5.0 out of 5
Best for travel insurance
Credit card Chase - Visa

Chase Marriott Bonvoy Bold® Credit Card

10.0/10

No annual fee Marriott card with Silver Elite status and 3x at hotels

Points No FX fee
Fee
No fee
Interest
19.24% - 29.99%
Interest-free
-

Why we like it

  • 3x Marriott Bonvoy hotels, 2x groceries/rideshare/streaming/internet, 1x all else
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Chase's secure site View details
Discover Credit card
Discover it® Chrome
Cash back
5.0 5.0 out of 5
Best for rewards
Credit card Discover

Discover it® Chrome

10.0/10

Simple 2% on gas and dining with an industry-leading balance transfer offer.

Cash back No FX fee
Fee
No fee
Interest
17.49% - 26.49%
Interest-free
25 days

Why we like it

  • 2% cash back at gas stations and restaurants (up…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Discover's secure site View details
Discover Credit card
Discover it® Miles
Miles
5.0 5.0 out of 5
Best for travel insurance
Credit card Discover

Discover it® Miles

10.0/10

Flat-rate travel miles with a first-year match — no annual fee.

Miles No FX fee
Fee
No fee
Interest
17.49% - 26.49%
Interest-free
25 days

Why we like it

  • Unlimited 1.5x Miles on every purchase; 100 Miles =…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Discover's secure site View details
Discover Credit card
NHL® Discover it®
Cash back
5.0 5.0 out of 5
Best for rewards
Credit card Discover

NHL® Discover it®

10.0/10

Show your team pride while earning rotating 5% cash back.

Cash back No FX fee
Fee
No fee
Interest
18.24% - 27.24%
Interest-free
25 days

Why we like it

  • 5% cash back on rotating quarterly categories (up to…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Discover's secure site View details
Trade Republic Debit card
Trade Republic Card Mirror
Cash back
VISA
5.0 5.0 out of 5
Best for rewards
Debit card Trade Republic - Visa

Trade Republic Card Mirror

10.0/10

The premium mirror-finish metal Visa debit card — same rewards, standout design.

Cash back No FX fee
Fee
No fee
Foreign fee
None
Type
Debit card

Why we like it

  • 1% Saveback on eligible card spending (up to €1,500/month,…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Trade Republic's secure site View details
U.S. Bank Credit card
U.S. Bank Altitude® Connect Visa Signature® Card
Points
VISA
5.0 5.0 out of 5
Best for lounge access
Credit card U.S. Bank - Visa

U.S. Bank Altitude® Connect Visa Signature® Card

10.0/10

Premium travel perks with no annual fee — Priority Pass included

Points Pay in installments No FX fee
Fee
No fee
Interest
17.49% - 27.49%
Interest-free
-

Why we like it

  • 5X points on prepaid hotels and car rentals booked…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On U.S. Bank's secure site View details
Bank of America Credit card
Bank of America® Travel Rewards Credit Card
Points
VISA
4.9 4.9 out of 5
Best for rewards
Credit card Bank of America - Visa

Bank of America® Travel Rewards Credit Card

9.8/10

No annual fee, no foreign transaction fees — travel freely

Points Pay in installments No FX fee
Fee
No fee
Interest
17.49% - 27.49%
Interest-free
-

Why we like it

  • Unlimited 1.5 points per $1 on all purchases; 3…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Bank of America's secure site View details
Capital One Credit card
Capital One Quicksilver Cash Rewards Credit Card
Cash back
DISCOVER
4.9 4.9 out of 5
Best for rewards
Credit card Capital One - Discover

Capital One Quicksilver Cash Rewards Credit Card

9.8/10

Simple, flat-rate 1.5% cash back on every purchase with no annual fee

Cash back No FX fee
Fee
No fee
Interest
18.49% - 28.49%
Interest-free
-

Why we like it

  • Unlimited 1.5% cash back on every purchase; 5% on…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Chase Credit card
Chase Amazon Visa
Cash back
VISA
4.9 4.9 out of 5
Best for rewards
Credit card Chase - Visa

Chase Amazon Visa

9.8/10

Earn 3% back at Amazon with no annual fee — no Prime required

Cash back No FX fee
Fee
No fee
Interest
18.74% - 27.49%
Interest-free
-

Why we like it

  • 3% at Amazon/Whole Foods/Chase Travel, 2% gas/restaurants/transit, 1% all…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Chase's secure site View details
Chase Credit card
Chase Prime Visa
Cash back
VISA
4.9 4.9 out of 5
Best for rewards
Credit card Chase - Visa

Chase Prime Visa

9.8/10

5% back at Amazon and Whole Foods — the card for Prime members

Cash back No FX fee
Fee
No fee
Interest
18.74% - 27.49%
Interest-free
-

Why we like it

  • 5% at Amazon/Whole Foods/Chase Travel (Prime required), 2% gas/restaurants/transit,…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Chase's secure site View details
Advanzia Bank S.A. Credit card
Advanzia Bank S.A. Gebührenfrei Mastercard Gold
Cash back
MASTERCARD
4.8 4.8 out of 5
Best for travel insurance
Credit card Advanzia Bank S.A. - Mastercard

Advanzia Bank S.A. Gebührenfrei Mastercard Gold

9.6/10

Permanently free Mastercard Gold with worldwide fee-free payments and built-in travel insurance

Cash back Pay in installments No FX fee
Fee
No fee
Interest
from 24.69%
Interest-free
49 days

Why we like it

  • 5% travel credit on package holidays and flights booked…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Advanzia Bank S.A.'s secure site View details
Capital One Credit card
Capital One Quicksilver Student Cash Rewards Credit Card
Cash back
MASTERCARD
4.8 4.8 out of 5
Best for rewards
Credit card Capital One - Mastercard

Capital One Quicksilver Student Cash Rewards Credit Card

9.6/10

Simple flat-rate 1.5% cash back for college students with no annual fee

Cash back No FX fee
Fee
No fee
Interest
18.49% - 28.49%
Interest-free
-

Why we like it

  • Unlimited 1.5% cash back on every purchase; 5% on…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Capital One Credit card
Capital One Savor Cash Rewards Credit Card
Cash back
DISCOVER
4.8 4.8 out of 5
Best for rewards
Credit card Capital One - Discover

Capital One Savor Cash Rewards Credit Card

9.6/10

Generous no-fee cash back card for dining, groceries, entertainment, and streaming

Cash back No FX fee
Fee
No fee
Interest
18.49% - 28.49%
Interest-free
-

Why we like it

  • 8% cash back on Capital One Entertainment; 5% on…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Capital One Credit card
Capital One VentureOne Rewards Credit Card
Miles
DISCOVER
4.8 4.8 out of 5
Best for travel insurance
Credit card Capital One - Discover

Capital One VentureOne Rewards Credit Card

9.6/10

No-annual-fee entry into Capital One's miles ecosystem with a 15-month 0% intro APR

Miles No FX fee
Fee
No fee
Interest
18.49% - 28.49%
Interest-free
-

Why we like it

  • 1.25x miles on all purchases; 5x miles on hotels,…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Chase Credit card
Chase DoorDash Rewards Mastercard®
Cash back
MASTERCARD
4.8 4.8 out of 5
Best for travel insurance
Credit card Chase - Mastercard

Chase DoorDash Rewards Mastercard®

9.6/10

4% back on DoorDash orders plus a free year of DashPass

Cash back No FX fee
Fee
No fee
Interest
18.24% - 29.99%
Interest-free
-

Why we like it

  • 4% DoorDash/Caviar, 3% restaurant dining, 2% grocery stores, 1%…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Chase's secure site View details
Curve Prepaid card
Curve Pay
Cash back
MASTERCARD
4.8 4.8 out of 5
Best for rewards
Prepaid card Curve - Mastercard

Curve Pay

9.6/10

One free card to rule all your cards

Cash back Pay in installments No FX fee
Fee
No fee
Foreign fee
None
Type
Prepaid card

Why we like it

  • Access to single-use and always-active cashback offers (up to…
  • No card fee
  • No foreign transaction fees
  • Pay in installments
Apply now On Curve's secure site View details
American Express Credit card
Delta SkyMiles® Blue American Express Card
Miles
4.8 4.8 out of 5
Best for rewards
Credit card American Express

Delta SkyMiles® Blue American Express Card

9.6/10

Entry-level Delta co-brand with no annual fee and no foreign transaction fees.

Miles No FX fee
Fee
No fee
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 2x miles on Delta purchases and at restaurants worldwide;…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On American Express's secure site View details
American Express Credit card
Hilton Honors American Express Card
Points
4.8 4.8 out of 5
Best for rewards
Credit card American Express

Hilton Honors American Express Card

9.6/10

No annual fee Hilton card with automatic Silver status and strong everyday earning.

Points No FX fee
Fee
No fee
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 7x Hilton Honors points on Hilton purchases; 5x at…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On American Express's secure site View details
Monzo Credit card
Monzo Flex
Cash back
MASTERCARD
4.8 4.8 out of 5
Best for rewards
Credit card Monzo - Mastercard

Monzo Flex

9.6/10

Buy now, pay smart – the award-winning Monzo credit card

Cash back Pay in installments No FX fee
Fee
No fee
Interest
from 29%
Interest-free
-

Why we like it

  • Earn cashback at selected partner brands (2–10% depending on…
  • No card fee
  • No foreign transaction fees
  • Pay in installments
Apply now On Monzo's secure site View details
Revolut Prepaid card
Revolut Standard
Points
VISA
4.8 4.8 out of 5
Best for rewards
Prepaid card Revolut - Visa

Revolut Standard

9.6/10

Free multi-currency card with no monthly fee

Points No FX fee
Fee
No fee
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1 RevPoint per £10 spent; redeemable 1:1 for Avios…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Revolut's secure site View details
Vivid Money Debit card
Vivid Standard
Cash back
VISA
4.8 4.8 out of 5
Best for rewards
Debit card Vivid Money - Visa

Vivid Standard

9.6/10

Free everyday banking with cashback and global payments

Cash back No FX fee
Fee
No fee
Foreign fee
None
Type
Debit card

Why we like it

  • Up to €20/month cashback on card purchases across up…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Vivid Money's secure site View details
Wells Fargo Credit card
Wells Fargo Choice Privileges® Mastercard®
Points
MASTERCARD
4.8 4.8 out of 5
Best for rewards
Credit card Wells Fargo - Mastercard

Wells Fargo Choice Privileges® Mastercard®

9.6/10

No-fee Choice Hotels card with Gold Elite status

Points No FX fee
Fee
No fee
Interest
19.74% - 28.49%
Interest-free
-

Why we like it

  • 5X Choice Privileges points at participating Choice Hotels properties;…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Wells Fargo's secure site View details
BBVA Credit card
BBVA Renfe Mastercard Clásica
Points
MASTERCARD
4.7 4.7 out of 5
Best for travel insurance
Credit card BBVA - Mastercard

BBVA Renfe Mastercard Clásica

9.4/10

Free Mastercard that rewards every purchase with Renfe rail points

Points Pay in installments
Fee
No fee
Interest
0% - 23.14%
Interest-free
30 days

Why we like it

  • 0.10 Renfecitos per €1 at Renfe; 0.05 Renfecitos per…
  • Welcome bonus
  • No card fee
  • Travel insurance included
Apply now On BBVA's secure site View details
Bancolombia Credit card
Bancolombia World Legend Mastercard
Points
MASTERCARD
4.7 4.7 out of 5
Best for lounge access
Credit card Bancolombia - Mastercard

Bancolombia World Legend Mastercard

9.4/10

Bancolombia's ultra-premium metal card for the private-banking tier

Points Pay in installments No FX fee
Fee
No fee
Interest
Not published
Interest-free
-

Why we like it

  • Accelerated Puntos Colombia on domestic and international purchases; 10%…
  • No card fee
  • No foreign transaction fees
  • Airport lounge access
Apply now On Bancolombia's secure site View details
Bank of America Credit card
Bank of America® Customized Cash Rewards Credit Card
Cash back
VISA
4.7 4.7 out of 5
Best for rewards
Credit card Bank of America - Visa

Bank of America® Customized Cash Rewards Credit Card

9.4/10

Choose your 3% cash-back category every month

Cash back Pay in installments
Fee
No fee
Interest
17.49% - 27.49%
Interest-free
-

Why we like it

  • 3% cash back in one chosen category (gas, online…
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On Bank of America's secure site View details
Barclaycard UK Credit card
Barclaycard Rewards
Cash back
VISA
4.7 4.7 out of 5
Longest interest-free period
Credit card Barclaycard UK - Visa

Barclaycard Rewards

9.4/10

Everyday cashback with no foreign transaction fees — ideal for travellers.

Cash back No FX fee
Fee
No fee
Interest
from 28.9%
Interest-free
56 days

Why we like it

  • 0.25% cashback on all eligible purchases, credited annually or…
  • No card fee
  • No foreign transaction fees
  • 56-day interest-free period
Apply now On Barclaycard UK's secure site View details
Zopa Bank Debit card
Biscuit by Zopa
Cash back
VISA
4.7 4.7 out of 5
Best for rewards
Debit card Zopa Bank - Visa

Biscuit by Zopa

9.4/10

Free current account with 2% cashback on bills and 2% AER on your balance

Cash back No FX fee
Fee
No fee
Foreign fee
None
Type
Debit card

Why we like it

  • 2% cashback on eligible Direct Debit bill payments, on…
  • No card fee
  • No foreign transaction fees
Apply now On Zopa Bank's secure site View details
Capital One Credit card
Capital One Savor Student Cash Rewards Credit Card
Cash back
MASTERCARD
4.7 4.7 out of 5
Best for rewards
Credit card Capital One - Mastercard

Capital One Savor Student Cash Rewards Credit Card

9.4/10

Dining and entertainment cash back for college students with no annual fee

Cash back No FX fee
Fee
No fee
Interest
18.49% - 28.49%
Interest-free
-

Why we like it

  • 3% cash back on dining, entertainment, grocery stores, and…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Chime Credit card
Chime Card (Secured Visa Credit Card)
Cash back
VISA
4.7 4.7 out of 5
Best for lounge access
Credit card Chime - Visa

Chime Card (Secured Visa Credit Card)

9.4/10

Build credit with no fees, no interest, and up to 5% cash back

Cash back No FX fee
Fee
No fee
Interest
Not published
Interest-free
-

Why we like it

  • Cash back on a chosen spending category (groceries, gas,…
  • No card fee
  • No foreign transaction fees
  • Airport lounge access
Apply now On Chime's secure site View details
Nordea Credit card
Nordea Black
Cash back
MASTERCARD
4.7 4.7 out of 5
Best for lounge access
Credit card Nordea - Mastercard

Nordea Black

9.4/10

Invitation-only Private Banking Mastercard with unlimited lounge access and concierge service

Cash back Pay in installments
Fee
No fee
Interest
Not published
Interest-free
30 days

Why we like it

  • 0.5% cashback on all credit purchases (from September 1,…
  • No card fee
  • Airport lounge access
  • Travel insurance included
Apply now On Nordea's secure site View details
American Express Germany Credit card
PAYBACK American Express Karte
Points
AMEX
4.7 4.7 out of 5
Best for rewards
Credit card American Express Germany - American Express

PAYBACK American Express Karte

9.4/10

Kostenlose Kreditkarte mit doppeltem PAYBACK-Punktesammeln

Points Pay in installments
Fee
No fee
Interest
Not published
Interest-free
30 days

Why we like it

  • 1 PAYBACK point per €3 spent everywhere; double points…
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On American Express Germany's secure site View details
Petal Credit card
Petal® 1 "No Annual Fee" Visa® Credit Card
Cash back
VISA
4.7 4.7 out of 5
Best for rewards
Credit card Petal - Visa

Petal® 1 "No Annual Fee" Visa® Credit Card

9.4/10

Build credit with no annual fee and bonus cash back at select merchants

Cash back No FX fee
Fee
No fee
Interest
28.24% - 33.24%
Interest-free
21 days

Why we like it

  • No base cash back on everyday purchases. Earns 2%–10%…
  • No card fee
  • No foreign transaction fees
Apply now On Petal's secure site View details
American Express UK Credit card
Vitality American Express Credit Card
Cash back
AMEX
4.7 4.7 out of 5
Longest interest-free period
Credit card American Express UK - American Express

Vitality American Express Credit Card

9.4/10

Earn more cashback by staying active — exclusively for Vitality members

Cash back Pay in installments
Fee
No fee
Interest
29.4% - 45%
Interest-free
56 days

Why we like it

  • 0.5% cashback on first £10,000 annual spend; 1% above…
  • Welcome bonus
  • No card fee
  • 56-day interest-free period
Apply now On American Express UK's secure site View details
American Express Germany Credit card
dm PAYBACK American Express Karte
Points
AMEX
4.7 4.7 out of 5
Best for rewards
Credit card American Express Germany - American Express

dm PAYBACK American Express Karte

9.4/10

Die dm-Karte für doppelte Punkte bei dm und allen PAYBACK-Partnern

Points Pay in installments
Fee
No fee
Interest
Not published
Interest-free
30 days

Why we like it

  • 1 PAYBACK point per €3 spent everywhere; 2 PAYBACK…
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On American Express Germany's secure site View details
American Express Germany Credit card
American Express Blue Card
Points
AMEX
4.6 4.6 out of 5
Best for travel insurance
Credit card American Express Germany - American Express

American Express Blue Card

9.2/10

Dauerhaft kostenlos – die Einstiegskarte von American Express

Points Pay in installments
Fee
No fee
Interest
Not published
Interest-free
30 days

Why we like it

  • 1 Membership Rewards point per €1 spent (optional paid…
  • Welcome bonus
  • No card fee
  • Travel insurance included
Apply now On American Express Germany's secure site View details
American Express UK Credit card
American Express Cashback Everyday Credit Card
Cash back
AMEX
4.6 4.6 out of 5
Best for travel insurance
Credit card American Express UK - American Express

American Express Cashback Everyday Credit Card

9.2/10

Earn cashback with no annual fee

Cash back Pay in installments
Fee
No fee
Interest
from 29.1%
Interest-free
56 days

Why we like it

  • 0.5% cashback on up to £10,000 annual spend; 1%…
  • Welcome bonus
  • No card fee
  • 56-day interest-free period
Apply now On American Express UK's secure site View details
American Express UK Credit card
American Express Rewards Credit Card
Points
AMEX
4.6 4.6 out of 5
Longest interest-free period
Credit card American Express UK - American Express

American Express Rewards Credit Card

9.2/10

Flexible points with no annual fee, permanently free

Points Pay in installments
Fee
No fee
Interest
from 29.1%
Interest-free
56 days

Why we like it

  • 1 Membership Rewards point per £1 spent. Points transfer…
  • Welcome bonus
  • No card fee
  • 56-day interest-free period
Apply now On American Express UK's secure site View details
Bank of America Credit card
Bank of America® Unlimited Cash Rewards Credit Card
Cash back
VISA
4.6 4.6 out of 5
Best for rewards
Credit card Bank of America - Visa

Bank of America® Unlimited Cash Rewards Credit Card

9.2/10

Simple, unlimited 1.5% cash back on everything

Cash back Pay in installments
Fee
No fee
Interest
17.49% - 27.49%
Interest-free
-

Why we like it

  • Unlimited 1.5% cash back on all purchases with no…
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On Bank of America's secure site View details
Barclaycard UK Credit card
Barclaycard Avios
Miles
MASTERCARD
4.6 4.6 out of 5
Best for travel insurance
Credit card Barclaycard UK - Mastercard

Barclaycard Avios

9.2/10

Earn Avios on everyday spending with no annual fee.

Miles
Fee
No fee
Interest
from 29.9%
Interest-free
56 days

Why we like it

  • 1 Avios per £1 spent on eligible purchases; upgrade…
  • Welcome bonus
  • No card fee
  • 56-day interest-free period
Apply now On Barclaycard UK's secure site View details
American Express Credit card
Blue Cash Everyday® Card from American Express
Cash back
4.6 4.6 out of 5
Best for rewards
Credit card American Express

Blue Cash Everyday® Card from American Express

9.2/10

No-annual-fee 3% cash back on groceries, gas, and online shopping.

Cash back Pay in installments
Fee
No fee
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 3% cash back at U.S. supermarkets, U.S. gas stations,…
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On American Express's secure site View details
American Express UK Credit card
British Airways American Express Credit Card
Miles
AMEX
4.6 4.6 out of 5
Best for travel insurance
Credit card American Express UK - American Express

British Airways American Express Credit Card

9.2/10

Earn Avios on every purchase with no annual fee

Miles Pay in installments
Fee
No fee
Interest
from 29.1%
Interest-free
56 days

Why we like it

  • 1 Avios per £1 on all purchases. Companion Voucher…
  • Welcome bonus
  • No card fee
  • 56-day interest-free period
Apply now On American Express UK's secure site View details
Capital One Credit card
Capital One Quicksilver Secured Cash Rewards Credit Card
Cash back
MASTERCARD
4.6 4.6 out of 5
Best for rewards
Credit card Capital One - Mastercard

Capital One Quicksilver Secured Cash Rewards Credit Card

9.2/10

Secured card that earns 1.5% cash back while building credit toward an unsecured upgrade

Cash back No FX fee
Fee
No fee
Interest
from 28.99%
Interest-free
-

Why we like it

  • Unlimited 1.5% cash back on every purchase; 5% on…
  • No card fee
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Citi Credit card
Citi American Airlines AAdvantage® MileUp® Card
Miles
MASTERCARD
4.6 4.6 out of 5
Best for rewards
Credit card Citi - Mastercard

Citi American Airlines AAdvantage® MileUp® Card

9.2/10

No-annual-fee AAdvantage miles with grocery earning.

Miles Pay in installments
Fee
No fee
Interest
19.49% - 29.49%
Interest-free
-

Why we like it

  • 2X AAdvantage miles at grocery stores and on eligible…
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On Citi's secure site View details
Petal Credit card
Petal® 2 "Cash Back, No Fees" Visa® Credit Card
Cash back
VISA
4.6 4.6 out of 5
Best for rewards
Credit card Petal - Visa

Petal® 2 "Cash Back, No Fees" Visa® Credit Card

9.2/10

All rewards, no fees — the credit card that pays you back

Cash back No FX fee
Fee
No fee
Interest
28.24% - 30.24%
Interest-free
21 days

Why we like it

  • 1% cash back on all purchases from card activation;…
  • No card fee
  • No foreign transaction fees
Apply now On Petal's secure site View details
Barclaycard UK Credit card
The Amazon Barclaycard
Points
VISA
4.6 4.6 out of 5
Longest interest-free period
Credit card Barclaycard UK - Visa

The Amazon Barclaycard

9.2/10

Earn Amazon Rewards on every purchase — and double up on Prime Day.

Points
Fee
No fee
Interest
from 28.9%
Interest-free
56 days

Why we like it

  • 1% back in Amazon Rewards when shopping on Amazon…
  • Welcome bonus
  • No card fee
  • 56-day interest-free period
Apply now On Barclaycard UK's secure site View details
U.S. Bank Credit card
U.S. Bank Altitude® Go Visa Signature® Card
Points
VISA
4.6 4.6 out of 5
Best for rewards
Credit card U.S. Bank - Visa

U.S. Bank Altitude® Go Visa Signature® Card

9.2/10

4X points on dining — the restaurant rewards card for foodies

Points Pay in installments
Fee
No fee
Interest
17.49% - 27.49%
Interest-free
-

Why we like it

  • 4X points on dining, takeout, and restaurant delivery (up…
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On U.S. Bank's secure site View details
U.S. Bank Credit card
U.S. Bank Smartly™ Visa Signature® Card
Cash back
VISA
4.6 4.6 out of 5
Best for rewards
Credit card U.S. Bank - Visa

U.S. Bank Smartly™ Visa Signature® Card

9.2/10

Earn up to 4% cash back on everything — for U.S. Bank loyalists

Cash back Pay in installments
Fee
No fee
Interest
17.74% - 27.99%
Interest-free
-

Why we like it

  • Unlimited 2% cash back on every purchase. Earn up…
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On U.S. Bank's secure site View details
Virgin Money Credit card
Virgin Money Everyday Cashback Credit Card
Cash back
MASTERCARD
4.6 4.6 out of 5
Longest interest-free period
Credit card Virgin Money - Mastercard

Virgin Money Everyday Cashback Credit Card

9.2/10

Earn cashback on every purchase, at home and abroad

Cash back No FX fee
Fee
No fee
Interest
24.9% - 27.9%
Interest-free
50 days

Why we like it

  • 1% cashback on all purchases for the first 90…
  • No card fee
  • No foreign transaction fees
  • 50-day interest-free period
Apply now On Virgin Money's secure site View details
Virgin Money Credit card
Virgin Money Slyce
Cash back
MASTERCARD
4.6 4.6 out of 5
Best for rewards
Credit card Virgin Money - Mastercard

Virgin Money Slyce

9.2/10

Regulated BNPL - choose your repayment plan each month

Cash back Pay in installments No FX fee
Fee
No fee
Interest
from 19.5%
Interest-free
-

Why we like it

  • Cashback with selected brands (H&M, Boohoo, Cafe Nero, Morrisons…
  • No card fee
  • No foreign transaction fees
  • Pay in installments
Apply now On Virgin Money's secure site View details
Virgin Money Credit card
Virgin Money Travel Credit Card
Cash back
MASTERCARD
4.6 4.6 out of 5
Longest interest-free period
Credit card Virgin Money - Mastercard

Virgin Money Travel Credit Card

9.2/10

Spend fee-free worldwide with 9 months 0% on purchases

Cash back No FX fee
Fee
No fee
Interest
from 24.9%
Interest-free
50 days

Why we like it

  • 1% cashback for first 90 days, then 0.25% (max…
  • No card fee
  • No foreign transaction fees
  • 50-day interest-free period
Apply now On Virgin Money's secure site View details
Bancolombia Credit card
Bancolombia Mastercard e-Card
Points
MASTERCARD
4.5 4.5 out of 5
Best for rewards
Credit card Bancolombia - Mastercard

Bancolombia Mastercard e-Card

9.0/10

Free virtual add-on card with a 10% extra credit limit

Points Pay in installments No FX fee
Fee
No fee
Interest
from 28.75%
Interest-free
-

Why we like it

  • 6 Puntos Colombia per COP 7,100 in domestic purchases
  • No card fee
  • No foreign transaction fees
  • Pay in installments
Apply now On Bancolombia's secure site View details
Upgrade Credit card
Upgrade OneCard™
Cash back
VISA
4.5 4.5 out of 5
Best for rewards
Credit card Upgrade - Visa

Upgrade OneCard™

9.0/10

One card, two modes — pay now or pay later on every purchase

Cash back Pay in installments
Fee
No fee
Interest
14.99% - 29.99%
Interest-free
-

Why we like it

  • Up to 3% cash back on everyday purchases (convenience…
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On Upgrade's secure site View details
Virgin Money Credit card
Virgin Money All Round Credit Card (20 Month)
Cash back
MASTERCARD
4.5 4.5 out of 5
Longest interest-free period
Credit card Virgin Money - Mastercard

Virgin Money All Round Credit Card (20 Month)

9.0/10

20 months 0% on both purchases and balance transfers

Cash back
Fee
No fee
Interest
from 24.9%
Interest-free
50 days

Why we like it

  • Retailer cashback available through Virgin Money Cashback feature in…
  • No card fee
  • 50-day interest-free period
Apply now On Virgin Money's secure site View details
Credit One Bank Credit card
Credit One Bank® Platinum Rewards Visa® with No Annual Fee
Cash back
VISA
4.4 4.4 out of 5
Best for rewards
Credit card Credit One Bank - Visa

Credit One Bank® Platinum Rewards Visa® with No Annual Fee

8.8/10

Earn 2% cash back on everyday purchases with no annual fee

Cash back
Fee
No fee
Interest
25.49% - 29.74%
Interest-free
-

Why we like it

  • 2% cash back on eligible gas, grocery, internet, cable,…
  • No card fee
Apply now On Credit One Bank's secure site View details
KBC Bank Credit card
KBC Credit Card
No rewards
MASTERCARD
4.3 4.3 out of 5
Best for lounge access
Credit card KBC Bank - Mastercard

KBC Credit Card

8.6/10

Free worldwide Mastercard credit card with flexible optional protection packages

No rewards Pay in installments
Fee
No fee
Interest
from 8.97%
Interest-free
30 days

Why we like it

  • No structured cashback or points programme. Mastercard network benefits…
  • No card fee
  • Airport lounge access
  • Travel insurance included
Apply now On KBC Bank's secure site View details
Virgin Money Credit card
Virgin Money All Round Credit Card (12 Month)
Cash back
MASTERCARD
4.3 4.3 out of 5
Longest interest-free period
Credit card Virgin Money - Mastercard

Virgin Money All Round Credit Card (12 Month)

8.6/10

Balance transfers and purchases interest-free for 12 months

Cash back
Fee
No fee
Interest
from 29.9%
Interest-free
50 days

Why we like it

  • Retailer cashback available through Virgin Money Cashback feature in…
  • No card fee
  • 50-day interest-free period
Apply now On Virgin Money's secure site View details
Bancolombia Credit card
Bancolombia Tarjeta Libre American Express
No rewards
AMEX
4.2 4.2 out of 5
Best for no fee
Credit card Bancolombia - American Express

Bancolombia Tarjeta Libre American Express

8.4/10

Zero-fee American Express — permanently free with no strings attached

Pay in installments No FX fee
Fee
No fee
Interest
from 28.75%
Interest-free
-

Why we like it

  • No card fee
  • No foreign transaction fees
  • Pay in installments
Apply now On Bancolombia's secure site View details

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Banks and fintechs we cover

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A credit card lets you borrow up to a limit and repay later, often with rewards and an interest-free period. A debit card spends money you already hold in an account. A prepaid card spends a balance you load in advance, with no credit check and built-in budgeting.
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We show fees, APR and rewards in each card's own currency and flag where availability is limited to certain regions. Set your country at the top to hide cards that are not offered where you live, and always confirm the current terms on the issuer's site before you apply.
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Look for a card with no foreign-transaction fee and pay in the local currency rather than your home currency at the terminal. Use the No foreign fee filter above to see every card that charges nothing extra abroad.
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